Income Ratio
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Debt-to-income ratio — A debt to income ratio (often abbreviated DTI) is the percentage of a consumer s monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include certain taxes, fees, and insurance… … Wikipedia
Front-End Debt-to-Income Ratio - DTI — A variation of the debt to income ratio (DTI) that calculates how much of a person s gross income is going towards housing costs. If a homeowner has a mortgage, the front end DTI ratio is usually calculated as housing expenses (such as mortgage… … Investment dictionary
debt-to-income ratio — The percentage of a person s monthly gross income that is spent on paying debts, such as housing and credit card payments. Banks and lenders use this ratio to decide how much money (and on what terms) they will lend someone for a mortgage, car,… … Law dictionary
Cost-Income-Ratio — Die Cost income ratio (Aufwand Ertrag Verhältnis, auch Aufwand Ertrag Relation), ist eine zentrale Kennzahl der Effizienz eines Unternehmens oder Bank. Berechnung Zur Berechnung des Aufwand Ertrag Verhältnisses wird für das jeweilige… … Deutsch Wikipedia
Debt-To-Income Ratio - DTI — A personal finance measure that compares an individual s debt payments to the income he or she generates. This measure is important in the lending industry as it gives lenders an idea of how likely it is that the borrower will repay the loan. The … Investment dictionary
cost-income ratio — /ˌkɒst ɪnkʌm ˌreɪʃiəυ/ noun a ratio between the costs involved in running a business and the income the business produces … Dictionary of banking and finance
Income inequality metrics — The concept of inequality is distinct from that of poverty[1] and fairness. Income inequality metrics or income distribution metrics are used by social scientists to measure the distribution of income, and economic inequality among the… … Wikipedia
Payment-to-income ratio — (PTI) отношение месячного платежа по кредиту к ежемесячному доходу заемщика Чем меньше этот коэффициент, тем меньше долговая нагрузка на заемщика, следовательно, тем выше его кредитоспособность … Ипотека. Словарь терминов
Income deficit — The Income Deficit is the difference between a single person or family s income and its poverty threshold. This term gives quantified data to show income inequality in a specific area. Different families are further from the poverty threshold… … Wikipedia
Qualification Ratio — Ratio of debt to income and housing expense to income that is used by mortgage lenders to determine a borrower s credit worthiness for certain loan amounts. Generally, a borrower s debt to income ratio, which includes housing expenses plus long… … Investment dictionary
Income elasticity of demand (YED) — In economics, the income elasticity of demand measures the responsiveness of the quantity demanded of a good to the change in the income of the people demanding the good. It is calculated as the ratio of the percent change in quantity demanded to … Wikipedia
